![]() See your Account Agreement for more details. How we will calculate your balance: We will use a balance computation method called "daily balance". Interest rates may be higher based on an evaluation of your credit performance and a down payment may be required. *Annual percentage rates (APR) quoted are subject to change. This APR will vary with the market based on the Certificate dividend rate. This APR will vary with the market based on the Share dividend rate. Please ask us for the rate that you qualify for.Īnnual percentage rates, terms and availability may differ based upon evaluation of credit. Risk Based: The Annual Percentage Rate (APR) you receive will be within the range disclosed above and is based on your credit worthiness. Overdraft Advance: You will be charged $4.00 for an overdraft advance.Ĭollections Charge: You promise to pay all costs of collecting the amount you owe under this agreement, including court cost and reasonable attorney fees up to 33%. Late Charge: If your installment payment is more than 30 days late, you will be charged a fee of 5% of the payment due. See your Account Agreement for more details.īilling Rights: Information on your rights to dispute transactions and how to exercise those rights is provided in your Account Agreement. How we will calculate your balance: We will use a balance computation method called “daily balance”. ![]() This APR will be based on your creditworthiness Additional loan rates and terms may be available. Rates are based on a 0.25% protection package discount requiring one of the following: subscription to Credit Disability insurance, Auto Pay/Direct Pay/Payroll Allocation or opening of a new Neighbors checking account. Annual percentage rates, terms and availability may differ based upon evaluation of credit.
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